The Bank of Fayetteville

With Smart Checking, a free, high-interest checking account from The Bank of Fayetteville, you receive amazing benefits (see bullet list below) when you meet the simple monthly qualifications.

If there’s a month you don’t meet the qualifications, don’t worry! There’s no penalty and you still have a free checking account with no minimum balance, free online banking and bill pay. And you can get right back to earning a high rate and nationwide ATM fee refunds the next month you qualify.

• 2.75 APY* paid on the portion of the balance up to $50,000
• 0.30 APY* paid on the portion of the balance above $50,000
• All accounts automatically qualify for the first cycle
• Reimburses up to $25 in ATM fees nationwide per month^†

Other Features

• Free Checking
• No Minimum Balance
• Free VISA Check Card
• Free Online Banking
• Free Online Bill Pay

*Annual Percentage Yield. †Per Qualification Cycle. All qualifications must be met per statement cycle to receive the rewards for that cycle. If they are not met, interest will be paid at the base rate APY and no ATM fees will be reimbursed.

To meet these qualifications do each of the following each month^†:

• Minimum of 10 check card purchases (ATM usage does not count toward the 10 purchases)
• 1 Automatic Payment or Direct Deposit transfer
• Receive your monthly account statement electronically

†Per qualification cycle.

On June 5, 1987, with John Lewis at the helm, The Bank of Fayetteville opened its doors and the city and surrounding areas were introduced to convenient, neighborhood banking. By 2005 Lewis had stepped down as President and CEO and Mary Beth Brooks assumed his duties. Under her direction, The Bank of Fayetteville continues to hone a unique culture and successful banking model.
Founded on the principle of treating customers the way we would want to be treated, The Bank of Fayetteville always strives to exceed customers expectations by providing a one of a kind, genuinely friendly banking experience.
It is The Bank of Fayetteville'ns belief that every community needs a local bank owned and operated by local shareholders. The Bank of Fayetteville is dedicated to supporting the programs, organizations, and people that contribute to the economic vitality and well being within our community.
We consider community commitment a privilege and a responsibility. We understand the importance of actively giving back and improving the quality of life for the people living in the neighborhoods we serve.
We are committed to serving our community through financial contributions and volunteer hours.
To support that commitment The Bank of Fayetteville gives thousands of dollars in financial assistance and hundreds of Partner volunteer hours to a variety of non-profit organizations, civic groups, special events and programs.
The Bank of Fayetteville continues to grow and open brick and mortar branches in thriving communities. With eight branches up and running and a ninth opening in the Farmington community in summer 2008, our network of banking convenience expands.
By providing a diversified line of financial services, including personal and business banking, wealth management and estate planning, The Bank of Fayetteville has been meeting the banking needs of their customers for over 20 years.

Smart Saver™ is a free, high-interest saver account that you may optionally add to your Smart Checking™ checking account. They work together so the massive interest earned on your checking account and ATM fee refunds are automatically deposited into your Saver account every month. Plus, your Smart Saver balance also earns high interest.

Automatic savings fueled by your Smart Checking is a simple way to get the most for your money. By meeting the simple monthly qualifications on the checking account, you automatically get more money to save and have more control over your account.

When you meet your Smart Checking qualifications, your Saver account automatically qualifies for the High Rate.

*Annual Percentage Yield. †Per Qualification Cycle. Annual Percentage Yield (APY) accurate as of 05/13/2010. Rate tiers are as follows: 1.00% APY applies to balances of $.01 - $50,000 and 0.40% APY applies to balances over $50,000 as long as qualifications are met each interest cycle. 0.15% APY applies to all balances if qualifications are not met. All balances will earn 1.00% APY to 0.40% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings.